Financial Issues with Dan Celia
Financial Issues with Dan Celia
Dan Celia
Dan Celia
Financial Issues

December 2016 – Q: In 2017, am I going to be able to earn any interest on my savings?

A: Unfortunately, there are changes coming in both the tax code and the overall economy. Although we still await the important year-end profit reports from corporations, I think we can be relatively certain that there will not be dramatic changes in interest rates on CDs or other types of savings.

Campaign promises regarding the economic policies are also important considerations regarding 2017. Those policies will begin taking shape around the middle of the year.

Let me give you two pieces of advice about the coming months: 1) Lean conservative in any kind of investment strategies; and 2) pursue income – both permanent income from charitable gift annuities and dividend producing stocks and bonds.

Finally, the stability of our global banking systems will be a critical issue in 2017. That could impact strategies that we may be considering for the money that God has blessed us with.

Although many of us have waited years for interest rates on our savings accounts to rise, I’m afraid we will need even more patience in 2017.


Dan Celia has been in financial management for more than 30 years. He works closely with AFA Foundation and can be heard six days a week on AFR Talk (

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