Financial Issues with Dan Celia
Financial Issues with Dan Celia
Dan Celia
Dan Celia
Financial Issues

September 2017 – Q: If we have a recession, how do I protect my investments?

A: A recession is not inevitable, in my opinion. However, if President Trump’s economic agenda is not passed, recession is certainly more likely.

To protect your assets, first decide if the funds will be needed over the next 8 to 10 years. If not, then continue to hold fast to your current plan, assuming it is solid. Above all, don’t attempt to “time the market” based on what you hear.

If you are going to be drawing upon the money soon, take a conservative approach to protect your assets so that volatility on the downside does not dramatically impact your principal.

Conversely, if you will not use your investment soon, an overly conservative approach is likely to hurt. For example, if you get out of the market, you are not likely to get back in it at the exact time to take advantage of a recovery. So, if you believe in your strategy, stick to it and continue to be a disciplined investor, and don’t get caught up in all the hype – on either the upside or the downside.

For more information, contact the AFA Foundation at or call 800-326-4543, x345.

Dan Celia has been in financial management for more than 30 years. He works closely with AFA Foundation and can be heard six days a week on AFR Talk (

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